We are an independent, whole of market brokerage with over 25 years experience in our field.
Our aim is to make mortgages easy & understandable for our clients as well as offer them financial security & mortgage protection.
We also specialise in high net worth mortgages & have clients world wide ranging from Europe to the Middle East.
Please see our services below to see what we offer.
We use a high end search engine to include:-The largest database of mortgage criteria held anywhere in the UK with over 250 lenders and more than 130,000 pieces of criteria updated in real time. Multi-Award winning system with 15 awards won in the last 3 years including Mortgage Strategy’s ‘Best Use of Technology’ and ‘Best Innovation in the Mortgage Space’ at the Moneyage Mortgage Awards
We specialise in high net worth mortgages and have lots of experience in dealing with large figures. If you have an ambitious plan or want to borrow a large sum of money, we are the broker to speak to.
We have a wealth of experience with buy to let mortgages. We can assist clients who are purchasing their first buy to let property or clients who already have an established portfolio and are looking to add to it or refinance it to get a suitable rate.
Being qualified to give this advice, it is an option for older clients who want to release some equity from their property. You can spend the money on what you want, gifts for children, work on your house, the list is endless. Equity Release needs specialist advice and we can organise this for you.
We advise on all forms of mortgage protection. There are many options available to suit your affordability. Having life assurance means if the worst was to happen, at least your family/partner would be financially secure. Please ensure your Broker/Adviser is not just tied to one Insurer as this is not giving you Independent Advice. We have all the top Insurers on our panel to recommend.
This protects you from critical illnesses, each Insurer will have a list of definitions they class as a critical illness . We use a system called CI Expert to decide which Insurer suits your needs the best and offers the highest level of cover. This protection will pay out upon diagnosis and can be a lump sum or annual income.
Income protection will cover you, generally, for 60% of your income should you be unable to work due to accident or sickness. This is another great way to protect your mortgage and can be taken in conjunction with other types of policies to ensure you are fully covered.
We can arrange very competitive 5 star Defaqto rated policies and we provide an expert to discuss your individual needs.
We use a system which obtains quotes from Solicitors all over the Country and not just local for buying/selling or both. We have recently saved a client £700 alone on their Solicitors bill!
We work with the majority of all high street lenders & have a great relationship with lots of great local estate agents.
We have exclusive deals which are only available through intermediaries. (Treat this section like a 2nd ‘about us’ section. We have decided we don’t want to add lenders logo’s to this bit)
Eileen’s level of service is highly recommended. The guidance and advice we have received has been invaluable. Having first used Eileen 4 years ago we wouldn’t use anyone else. Our most recent move Eileen saved us £700 on our solicitor's bill. A huge saving for us!
I have dealt with Eileen at EMK Mortgages for a number of years. I always refer my clients to her for mortgages or refinancing existing mortgages for the London area. Eileen is very well experienced in dealing with complex high net worth clients and I would not hesitate to recommend EMK Mortgages.
- B J Dhalla
I was advised to take out critical illness cover when I remortgaged with Eileen, particuarly because I am self employed. She explained the risk and benefits & it seemed sensible. Little did I know that a few years later I would need it. At the time with my illness I was so relieved to have had the cover to relieve the burdon. I can’t immagine how much more stressfull things would have been if I wasn’t able to keep up with my repayments and would have had the additional complications, when all I needed to do was focous on my recovery.
EMK mortgages has been exceptional. EMK mortgages has been relentless in its assistance in the remortgaging of my property. EMK mortgages has sought tirelessly through a whole range of mortgages and rates to suit my budget. EMK mortgages researched to find and secure the best deal for me and my family. The touch was personal, friendly and honest. EMK mortgages has also offered advice on home and life insurance which has been incredibly useful. EMK mortgages has enabled me to have a secure future.
We purchased our first house in July 2017. Buying a house for the very first time can seem very intimidating but Eileen helped us through the whole process and made it stress free. Eileen is incredibly knowledgeable and will answer any questions you may have. When our mortgage was up for renewal, she took care of this too. I cannot recommend her enough, we couldn’t ask for a better mortgage advisor, we would never use anyone else!
- Sam & Roger
We have used Eileen’s services both personally and professionally over a number of years. The difference between going direct to a lender/ bank and using an independent broker of her expertise is enormous. She knows the way mortgage markets work, and that combined with her having access to all the main finance sources means she always finds a deal that’s both competitive and also suits your specific need. With many of our clients having often complex requirements of finance structure and time flexibility, that is critical. There are very few excellent brokers, Eileen is one of those few. We highly rate her abilities.
- James Cridland, Cridland Estate Agents
Eileen has been organising both my mortgage and life insurance for over 15 years and I can't recommend her enough. She's reliable, trustworthy and, above all, tenacious when it comes to securing the best deal for me
- EP Oxford
EMK Mortgages is a trading style of Eileen Kennedy, 3 Bampton Close, Oxford, Oxfordshire, OX4 6NN which is authorised and regulated by the Financial Conduct Authority.
The Financial Conduct Authority does not regulate conveyancing services and some aspects of buy to let mortgages.
We are entered on the Financial Services Register No 469566 at https://register.fca.org.uk/
YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE.
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